Talking about money with your spouse is never easy, especially if you're a saver and they're a spender. If you and your spouse argue over money, you're not alone. 41 percent of married couples with consumer debt argue over money, and 48 percent say money is the most frequent topic of arguments according to a study by Ramsey Solutions.

So what can you do? How do you broach the subject of money without it turning into a screaming match because you bought a $200 pair of shoes and they bought $150 frying pans? Check out our video for the top three steps on how to talk to your spouse about money. Hint: Wine is a great idea.