Best Student Loan Refinance Rates | Rates & Reviews | CentSai

Best Student Loan Refinance Rates

Last updated: October 25, 2020
Best For Low Interest Rates

Earnest helps you pick a repayment plan that fits into your budget and lower your interest rate. (Rates starting from 1.89%). Auto-pay discount apply.

 

  • Customize your loan payment plan
  • Combine multiple loans to simplify your payments
  • Choose your loan term
  • Remove a cosigner
Applying Wont Impact Credit Score
Best For Reducing Repayments

Credible is an online marketplace that provides borrowers with competitive, personalized loan offers from multiple vetted lenders in real time.

 

  • One Simple Form
  • Get Personalized Rates in 2 minutes
  • Compare prequalified rates
  • Refinance federal, private & ParentPLUS loans
Applying Wont Impact Credit Score
Best For Personalized Rates

SuperMoney is a free loan offer engine that helps you pick your best match for student loan refinancing.

 

  • Prequalify for multiple loans
  • Get personalized rates from leading lenders in minutes
  • Refinance private and federal student loans
  • Simplify your monthly payments
Applying Wont Impact Credit Score
Best For Flexible Options

Save thousands by refinancing your federal and private student loans with LendKey’s network of banks and credit unions.

 

  • Rates as low as 1.90% variable APR
  • 5,7,10,15 and 20-year terms available
  • No obligation to accept offers
  • No fees or prepayment penalties
Applying Wont Impact Credit Score
Best For Simple Application

ELFI offers a simple online application process paired with guidance from a Loan Advisor who helps every step of the way. Prequalify in minutes!

 

  • Consolidate multiple student loans
  • No application or origination fees
  • No early payment penalties or fees
  • Flexible terms and rates available
Applying Wont Impact Credit Score
Best For Serious Savings

With SoFi, you could potentially save money each month by refinancing your student loans, or pay your loans faster!

 

  • No hidden fees
  • Consolidate and refinance your federal or private student loans
  • Find your rate in two minutes
  • SoFi requires a 650 FICO score to apply 
Applying Wont Impact Credit Score