LendingClub.com has Helped 2.5+ Million Customers Simplify Their Finances in 10+ Years. Borrow up to $40,000.
- Best For Good Credit
- Low, fixed interest rates
- No prepayment penalties
Over 600,000 people have experienced the convenience of personal loans through Avant. Borrow up to $35,000.
- Best For Fair Credit
- No Prepayment Fees
- Funds As Soon As Tomorrow
More affordable personal loans to help build your credit history. Helped 100,000+ customers as of today. Borrow up to $5,000.
- Best For Poor Credit
- Affordable Payments. Personal Service.
- Funds available in 1 day!
San Francisco-based Prosper was founded in 2005 and has facilitated more than $15 billion in loans. Borrow up to $40,000.
- Best For Good Credit
- Low, fixed interest rates
- No prepayment penalties
A trusted lender for more than 100 years. Personalized service in nearly 1,600 locations. Borrow up to $30,000.
- Best For Fair Credit
- Some loans may be funded the same day
Our loans are typically used for one-time purchases or debt consolidation.
Borrow up to $100,000.
- Best For Poor Credit
- No prepayment penalties!
- Consolidate debts, eliminate bank fees!
Since its founding in 2014, FreedomPlus has aimed to create a unique and valuable personal loan experience for its customers.
Borrow up to $40,000.
- Best For Good Credit
- No hidden fees
- Same day loan decision
LendingPoint offers personal loans for borrowers with average to bad credit, primarily for debt consolidation.
Borrow up to $25,000.
- Best For Fair Credit
- No prepayment penalty
- Instant decision!
Founded in 2014, Deinde Online Services LLC offers access to personal loans in only 8 states across the USA.
Borrow up to $3,000.
- Best For Poor Credit
- Fixed APR
Why Consider a Personal Loan?
Personal loans are a form of unsecured debt. This means that the debt doesn’t have an asset that can be repossessed or foreclosed in the event that you default. From a consumer perspective, personal loans are safer than auto loans or mortgages which require you to forfeit your car or home if you default. Of course, a personal loan isn’t free money. And many consumers will take on personal debt to inflate their lifestyle.
At CentSai, we recommend that you apply smart financial behavior when you consider a personal loan. In many cases, saving in advance can eliminate your need for one. Likewise, you may be just as happy choosing a less expensive option that doesn’t require debt. Thinking outside the box may allow you to achieve your goals without taking on debt. But if a personal loan fits into your financial plan, you can compare personal loans online using our list of best personal loans companies.
