Best Personal Loans Today | Ratings & Reviews | CentSai

Best Personal Loans

Last updated: May 26, 2024
All Credit Types Welcome

Fiona is an online loan matching service that helps you compare and get matched with the financial products you need.

  • APR: 3.84 – 35.99%
  • Loan Term: 24 – 84 months
  • Borrow up to $100,000
Won't impact your credit score!
Approval decision in less than 6 seconds.

Leap Credit is a trusted state-licensed online lender that offers short-term installment loans ranging from $300- $3,500. Loan terms range from 6 to 8 months. Leap Credit takes pride in assisting customers during their time of need and providing a safe and secure financial solution for their short-term needs.

  • Secure automated online application process. 
  • Safe and secure way for customers to check their loan balance and payment schedule
  • Can schedule a payment, check payoff balance, and contact customer service.
Won't impact your credit score!
Best for Low Credit Scores

OppLoans is an online lending platform that caters to the short-term financial needs of customers who don’t have perfect credit.

  • Easy application and quick decisions
  • Get $500 to $4,000 depending on creditworthiness and state of residence*
  • Fixed APRs range from 59% to 199%*
  • 6-24 months repayment terms*
Won't impact your credit score!
Best For Fair Credit + connects applications with many loan providers offering rates from 5.99% to 35.99%. 100% secure online application with no obligation to accept loans offered.


  • No Fees
  • Loans Up to $35,000
  • Term length from: 90 days – 72 months
  • Receive Funds as soon as 1 business day, if approved
Won't impact your credit score!
Best For Good Credit +

Personal loans of up to $35,000 with low, fixed rates and affordable monthly payments.  A simple way to build your future.


  • Flexible loan options that fit your budget
  • No prepayment penalties
  • Min Credit Score: 600
  • Get access to your credit score, alerts and tools
Won't impact your credit score!
Personal Loans for Any Credit

Get connected with a personal loan of up to $35,000 with under 36% APRs for any expense life throws your way.


  • All credit scores welcome
  • Simple and fast funding, as soon as next business day
  • Secure and completely free application
  • Network of lenders with competitive rates
Won't impact your credit score!
Best For Smaller Loan Amounts is a network that matches your loan application with multiple lenders from one simple form. Loan offers available up to $10,000. 


  • Term 90 days – 72 months
  • Money in your account fast, if approved
  • Simple Eligibility Requirements
  • All credit types welcome
All Credit Types Welcome

Zippyloan is an online marketplace that connects people of all credit types, including poor credit, with lenders. Whether you have poor or good credit, Zippyloan can help you find a loan as soon as tomorrow.


  • Loans as small as $100 up to $15,000
  • Fast Funding
  • No Credit minimum
Won't impact your credit score!
Best for Consolidating Debt

Upstart looks at your education and work experience to give you the rate you deserve. Borrowers save an average of 22% compared to their credit card interest rates. Check your rate today!

  • Rates from 6.53%-35.99% APR
  • Loan term: 36 or 60 months
  • Loan amounts from $1,000-$50,000
  • Minimum 620 credit score
Won't impact your credit score!
Best For Bad Credit
  • Bad Credit Accepted
  • Interest rates: 5.99% – 35.99%
  • Loan Amount: $500 – $10,000
  • Loan Terms: 3 – 36 months
  • May help you build credit
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