Best Small-Business Loans: Reviews and Ratings | CentSai

Best Small Business Loans

Last updated: June 20, 2024
Free Access to Lending Specialist

Fundera is a marketplace for small business financial solutions helping business owners make better financial decisions, providing access to 30+ reputable lenders in one place.


  • Time in business: 12+ months
  • $15k in monthly revenue
  • Minimum credit score: 600
  • Get a free business consultation
  • Fundera can discuss your options without impacting your credit score
Loans & Lines of Credit

OnDeck provides two flexible business financing options. OnDeck evaluates your business and provides a decision in minutes with fast, efficient funding. Sign your contract and receive money in as fast as 24 hours.


  • Ongoing support from advisors

  • No obligations

  • No hard credit pulls

  • Term Loans up to $500,000

  • Lines of Credit up to $100,000

Startup Loans Available

Get Matched with the best business financing tailored to your needs with Nav. Nav provides personalized financing recommendations – filtered and ranked – from 110+ business credit cards, lines of credit, SBA loans and more.


  • Startup loans available
  • Fast funding loans available
  • Bad credit business loans accepted


Financing Options

Biz2Credit connects small business owners to fast funding for any purpose through its secure and efficient online platform.

  • Loan Amount: $6,000 – $5 million
  • Terms: 4 Months – 5 Years
  • Rates: Starting at 6.5%
  • Time of Funding: As fast as 48 hours
High Quality Small Business Loans

Credibility Capital is a platform that matches businesses with institutional investors to fund loans ranging from $25,000 to $350,000.

  • Annual interest rates start at 8%
  • Loans range from $25,000 to $350,000
  • Business owner has strong personal credit
  • 1, 2, and 3-year fully amortizing loans to be paid back monthly
Additional Services

Apply Directly to the SBA through Fundbox

As an approved lender for the SBA’s Paycheck Protection Program (PPP), Fundbox will submit your application directly to the SBA instead of to a third party partner.


  • The PPP offers small businesses affected by the coronavirus, loans of up to 2.5 x their average monthly payroll costs.
  • See if your company qualifies for relief funding here.
Additional Servcies

SBA Pay-Check Protection Program

Fundera, small business loan marketplace,  are now providing a new paycheck protection program, specific to companies affected by the pandemic.


  • Access to additional relief options
  • Requirements based on availability to your business on the federal, state, and local level
Additional Services

Business Insurance

CoverWallet cover a range of insurance types for different industries, finding the best insurance coverage for your business needs. Get your business protected here.


  • Save Money,
  • Compare Policies
  • Get the Best Tailored Insurance
  • Get a Free Quote
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