Best Credit Repair Companies | Credit Repair Reviews | CentSai

Best Credit Repair Companies

Last updated: April 21, 2018

Trusted by:

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#1
  • 90-day money-back guarantee
  • High success rate (over 95 percent of clients see changes first cycle)
  • A+ BBB Accredited (Difficult to do in this industry)
  • Unlimited challenges
#2
  • One of the oldest and most experienced credit repair services out there
  • High credit repair success rate with removals in collections, late payments, and charge-offs
  • Over 9 million negative items removed from credit reports in 2016
  • More than 500,000 clients served
#3
  • A leader in getting customers qualified for mortgages and auto loans
  • Get started for just $19
  • Your satisfaction is guaranteed or your money back
  • Free credit reports, free credit scores, and unlimited disputes
  • The highest success rate in obtaining negative item removals
#4
  • On average, past members added 40 points to their score in four months
  • High success rate removing items in collections, late payments, and charge-offs
  • Over 1.5 million negative items removed from credit reports in 2016
  • Online account and mobile app to track progress 24/7
#5
  • Money-back guarantee
  • Pay-per-deletion
  • ID theft restoration and insurance
  • One-on-one consultation with a FICO certified professional
  • A+ Rating with the Better Business Bureau
#6
  • Easy & Simple FREE Credit Assessment
  • 90-Day Money Back Guarantee
  • Live Dedicated Account Manager
  • Exceptional reviews and customer service that goes above and beyond
  • Technology that is revolutionizing the Credit Repair Industry

Why Consider Credit Repair?

A good credit score is as important as a healthy heart. Without it, you’re restricted in what financial goals you can reach. Taking a car loan, a mortgage, or even a business loan becomes tough – and expensive – if you have a poor credit score. Whether your low credit is a result of your own financial mistakes or identity theft, lenders see a poor credit score and consider you to be a risky borrower. They will either decline your loan or charge you a higher interest rate.

That said, don’t lose heart. Many lenders also look at your recent credit history for signs of improvement. If they see that you’re getting better, they may be willing to ignore your past. Still, you’ll need to repair your credit history. This is where credit repair companies come in. These kinds of companies will examine your credit report; dispute any incorrect items; negotiate with your creditors to ensure that records are accurate; and even work with debt collectors to stop harassing you.