Preparing for retirement is never easy, but for women, it may be even harder. Almost one-third of women in the U.S. take time from the workforce due to parenting or caregiving demands, according to a report by TransAmerica Center for Retirement Studies. It may come as no surprise that women's household retirement savings are around $23,000.

Only 12 percent of women believe they will retire early, according to the same TransAmerica study. Believe it or not, the power of preparing for retirement is in your hands. Small changes you make today will have a significant impact on your future and allow you to retire comfortably.

So what can you do today to get ready for tomorrow? Check out this video for 14 ways you can begin preparing for retirement now, no matter how old you are.

Begin Today!