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  • Which of these is NOT one of the three major credit bureaus? Question 1 /15
  • How often are the three major credit bureaus required to provide you with a free copy of your credit report? Question 2 /15
  • What is the only government-authorized site to get your free credit report? Question 3 /15
  • What two things are needed to generate a credit score? Question 4 /15
  • Which of these is NOT a scoring model? Question 5 /15
  • What does FICO stand for? Question 6 /15
  • What is considered a “good” score according to the FICO scoring models? Question 7 /15
  • Which factor has the biggest single impact on your FICO credit score? Question 8 /15
  • What percentage of your FICO score is determined by your payment history? Question 9 /15
  • What step will NOT work to quickly add a small boost your credit score? Question 10 /15
  • Who CANNOT legally request a copy of your credit report? Question 11 /15
  • How long do late payments generally stay on your credit report? Question 12 /15
  • How long do paid-off loans with no late payments stay on your credit report? Question 13 /15
  • Approximately what percentage of credit reports contain material errors? Question 14 /15
  • What does “credit card surfing” refer to? Question 15 /15