8 Tips to Help Ensure Your Retirement Money Lasts. A solid saving and spending strategy can better ensure you make your retirement money last — our video breaks it down! #CentSai #retirementideas #retirementtips #savingtips #retirementmoneyEnsuring that you have enough cash to last through retirement is critical — especially during a time where most Americans aren't saving enough for life after work.

But beyond creating a dedicated savings strategy, retirees need to make sure their money is budgeted effectively and able to handle a myriad of unpredictable costs. With roughly 40 percent of households expected to run out of money in retirement, according to a study by the Employee Benefit Research Institute, here's how you can make your dollars stretch well into your golden years.