BROOKLYN, NY, July 18, 2023 – CentSai, the financial literacy platform that uses smart technology to make content more engaging and relatable, announces a new partnership with SPENDiD for the launch of a new predictive budgeting tool. MyBudgetReport is now available to financial advisors, banks, and K-12 education clients.  

MyBudgetReport, developed by SPENDiD, uses the latest benchmark data from the US Bureau of Labor Statistics and other trusted sources, updated for inflation monthly, to allow end users to understand and improve their spending and saving decisions and their overall financial literacy by comparing their easily known expenses to peers based on factors including zip code, income and more. Each expense category is linked directly to relevant content in Centsai’s extensive library. End users can save, print or email their budget reports using secure protocols. 

Financial advisors are able to offer this tool to prospects and clients as a fast and easy way to reveal the cash flow information necessary to offer relevant and personalized advice while leaving the end user in full control of their data privacy. Financial services clients such as banks, credit unions, and wealth managers will offer MyBudgetReport as an engagement and lead-generation tool, and to help users track their financial progress.

“CentSai’s clients will be able to use MyBudgetReport to deepen their client relationships and make them ‘stickier’ while leaving the end user in full control of their privacy permissions,” says Arindam Nag, CEO and Co-Founder of CentSai. 

Teachers using the CentSai Education platform can use the tool to instruct young adults on how they can control their financial futures by demonstrating improvements as they learn about budgeting and saving.

“With the MyBudgetReport website plugin, financial services can customize a call-to-action button appropriate to their offer, such as ‘learn more about higher savings rates’, ‘refinance your car loan’ or other services,” says Craig Hill, Founder, and CEO of SPENDiD. 

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About CentSai

CentSai is a financial literacy platform that employs smart technologies to improve engagement with its rich and relatable content. In addition to improving financial literacy for students in K-12 schools, the same technologies enable financial services companies to develop better relationships with their customers and allow companies to help their employees thrive financially. For more information see


MyBudgetReport by SPENDiD is a fintech solution offering consumers fast, simple cash flow health awareness, automated budgeting, peer-comparative insights, and quick reference to personally relevant resources for improvement, regardless of financial literacy capability. For more information see

Jana Lynne Sanchez