NEW YORK, February 21, 2017 – CentSai, a financial wellness community, found that $25,000 or more of debt is a relationship “deal-breaker” based on a survey of 2,000 millennials aged 25 to 34.

However, some respondents don’t necessarily hold themselves to the same standard to which they hold their significant other. One-quarter (25%) of respondents said that it would be a deal breaker if their partner had the same amount of debt as them—regardless of the amount.

Nearly two-thirds (63%) stated that they were more likely to accept their partners’ debt if it were from student loans. But more than one-third (37%) of respondents said that student loan debt would not change their opinion.

Debt can also impact relationships from sexual attractiveness to making long-term commitments. Fourteen percent (14%) of respondents said that debt has caused a decrease in sexual attraction between them and their partner. Almost two-thirds (65%) of respondents said that debt is important or very important when considering someone as a life partner.

 “As a Gen Xer, I don’t remember debt ever being a deal-breaker in a relationship. Love and money were not interlinked,” said Doria Lavagnino, CentSai co-founder & president. “But many millennials are saddled with so much debt that they are forced to be more pragmatic about it in their relationships.”

Debt and relationships is one of the topics covered in CentSai’s first ebook, Real Money Confessions, which is available to download at The ebook is a compilation of CentSai stories covering taboo financial issues, from financial infidelity and abuse to money and sex.

“At CentSai, we believe in breaking the taboo surrounding money and encouraging open and honest conversations,” Lavagnino said. “In Real Money Confessions, you will read stories about money that you’ll find nowhere else.”

About CentSai, Inc.
CentSai’s mission is to make learning personal finance skills approachable and fun for young adults. CentSai provides financial wellness communities through its two platforms: CentSai, which serves millennials (those born 1980 and 2000), and CentSai Education, which is for teens. Both platforms spread invaluable personal finance information through storytelling, using tools such as blogs, expert commentary, vlogs, podcasts and quizzes.

About the Survey

This survey was conducted using randomized participants who are between 25 and 34 years old and who live in the United States. No particular state or region was targeted. The survey was formulated to ask participants the effects of debt on their relationships. 

Media Contact:

Kelly Bailey