Let me start by saying that this isn't going to be an article about how I knew I wanted children or aspired to find a career to keep me at home. I greatly admire women who do this. I'm not one of them.

I also suspect any working mom who says she has it all figured out. At best, I have some of it figured out after 15 years. Let me share my story and key takeaways.

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To Have Kids or Not to Have Kids?

My husband and I were on the fence for nine years before we had our first daughter. I looked at babies with an equal measure of adoration and terror.

The ones cooing in their strollers on the street tugged at my heartstrings. The ones screaming at the top of their lungs on plane rides, not so much. A superficial evaluation, I know, but in my 20s, that was the extent of my thought process. Babies were something I could put off until my 30s. So I did.

I'm a career-driven woman who, as a teen, saw the results of the ’80s “superwoman” who could supposedly have it all.

That meant a high-powered career, well-adjusted children, and a fantastic marriage to boot, all while looking fit and healthy wearing those pinstriped power suits with shoulder pads that made women look like football players, ready for the tackle. Think Melanie Griffith in the movie Working Girl.

But any woman who actually managed to maintain the above schedule for any amount of time either slept very little, was stretched beyond measure, or was so busy running around like a chicken with her head cut off that she had no time to enjoy her life, IMHO.

That said, my biological clock started ticking in my 30s. (I always thought this was a patriarchal construct until it happened to me.) I was excited to bring a little one into the world. However, I also had a full-time job at Glamour magazine. I loved my job, but wanted to ensure I wasn't shortchanging my child or myself.

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Balancing a Career With Raising Children

When I became pregnant in my 30s, I was earning about $70,000 a year in New York City, where there’s a high cost of living. I was faced with the economic dilemma many women face: After paying for a nanny, my transportation to and from work, and other necessities, my salary was a wash.

Not to mention that as a first-time mom, I felt some degree of guilt about having a child only to hand her off to a nanny during the day.

I was fortunate that I had a choice of whether I wanted to stay home, something many women don’t have today. My husband earned enough to support our family, regardless of my decision.

We spoke about what to do at length. We both knew — especially after my 12-week maternity leave — that I was at my best when I worked outside of the home. And I am a firm believer that a mother has to be at her best to give her all to her child(ren), whatever that means to her and her family.

Investing in Myself

For a few years after I returned to the office, working was as much an exercise in professional development as anything. But you know what? My husband and I viewed it as an economic and emotional investment in me.

Imagine if I had tried to re-enter the media industry after 10 years. Impossible? No. But in that time, everything had gone digital.

I would have had to learn how to write for social media, Google (sadly), and mobile: a completely different sensibility from when I joined the industry as a glossy magazine editor.

We found someone who helped us with our children (number two came about three years later) who stayed with us for 12 years. She was a second mother figure. We worked as a team and my daughters love her.

As progressive as we want to believe the world is, a stark reality exists.

Taking years off from the job market puts women at an indisputable economic disadvantage.

They lose the experience they would have gained, they are competing against men and women who didn't take time off, and they have to make up for lost time and skills.

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So, What Have I Learned?

If you want to remain relevant in the job market, you need to stay in touch — either through working for yourself at home, re-entering the workforce soon, or ensuring that you keep up with industry standards and training in your field.

Benefits at Work

If you work for an employer, I recommend finding one that supports family-friendly policies. While I was at Condé Nast from 2001 to 2010, part of their benefits package was 20 days a year of quality emergency child care with a company on the fourth floor of my building.

My children loved coming to work with mommy, and knowing I could step away to have lunch with them was invaluable.

If you don’t work for a big company, know your worth, and don’t be afraid to negotiate benefits. Maybe you want the flexibility to work two days from home. Are you going to run into people in your office who feel like you are getting preferential treatment? Sure — there are always going to be haters. Get your work done on time, and don’t make excuses. Shouldn’t they be getting their work done?

I challenge large companies to spend less on CEO salaries and bonuses and invest in child care for the people who work for them.

I guarantee this will result in greater productivity across the board, more women in senior and executive positions, and fewer sick days and churn for both genders.

Find companies where it’s accepted that men take paternity leave, too. (And marry a man who doesn’t find the idea of sharing in child-care responsibilities somehow emasculating.) That can take care of the first six months of your child’s life, providing you can make the economics work.

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Some Days Will Suck

You'll have a bad day at work, your children will take you for granted, and you'll question it all. Tomorrow is a new day.

Find like-minded women and men. I'm lucky to have supportive friends of both genders. We help each other problem solve, often while taking a brisk walk, to get some exercise in.

Try to Eat Dinner Together

Sounds simple, but with multiple busy schedules, it can be a challenge. That said, I learn more about what is going on in my daughters’ lives during these informal times than I would otherwise.

For full disclosure, my marriage didn't work out over time, but my girls’ dad and I live five blocks from each other and speak daily about our children while respecting each other’s career goals and personal lives.

Quality Over Quantity

My children and I have certain rituals. Some include supporting my younger daughter’s entrepreneurial drive and helping her set up a cat-sitting business. My eldest loves musical theater and performs. I'm actively involved in their interests, as is their father. We also take a one-week trip just the three of us every August. It’s our girl time.

Stop toxic gender and sexuality stereotyping. If a child is loved and thriving, that’s what matters. I hear lots of judgment about what constitutes a family. Just stop.

Set Aside Time With Each Child

I was an only child, so I had no idea about sibling rivalry. Each of my daughters needs me, but in different ways and at different times. And it’s always changing. Expect that the minute you have a stage figured out, your child will find a new way to challenge you.

With all this said, I am still finding my way 15 years later. On the professional side, I pivoted my career and left my cushy editor job to dive into entrepreneurship. Part of that decision was to have greater control over my time and my destiny.

My children come first. If they need me during the day, I'm there, and I work at night or on weekends to make up for it.

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Finding Time for Myself

As co-founder and president of a financial literacy startup, I have a lot to manage. Sometimes I feel overwhelmed. Other times I feel slightly resentful when I hear colleagues complaining about their workload, yet they leave at 6, have no kids, and maintain exceedingly active social lives.

The one area where I need to improve is making time for myself. In 2013, I ran the NYC marathon to prove I could do it as a 40-something woman. I do need to reignite a personal goal or passion that is just for me. That, and exercise and meditation. Om.

Otherwise, despite the chaos, which I have learned to embrace, I consider myself pretty damn blessed, both personally and professionally.

I would love to hear how other moms and dads are making it work.

This article originally appeared on Wallet Hacks.

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Yes, You Can Have A Kick-Ass Career & Kids And Still Be Sane. Trying to balance a career with raising children? It isn't easy, but you can do it. Learn how one mom juggles it all as an entrepreneur. #CentSai #entrepreneur #career #kids #workingmom #parenting #parentingtips

Yes, You Can Have A Kick-Ass Career & Kids And Still Be Sane. Trying to balance a career with raising children? It isn't easy, but you can do it. Learn how one mom juggles it all as an entrepreneur. #CentSai #entrepreneur #career #kids #workingmom #parenting #parentingtips

Yes, You Can Have A Kick-Ass Career & Kids And Still Be Sane. Trying to balance a career with raising children? It isn't easy, but you can do it. Learn how one mom juggles it all as an entrepreneur. #entrepreneur #career #kids #workingmom #parenting #parentingtips