Best Student Loan Refinance Rates

Earnest helps you pick a repayment plan that fits into your budget and lower your interest rate. (Rates starting from 1.89%). Auto-pay discount apply.

• Customize your loan payment plan
• Combine multiple loans to simplify your payments
• Choose your loan term
• Remove a cosigner

Credible is an online marketplace that provides borrowers with competitive, personalized loan offers from multiple vetted lenders in real time.

• One Simple Form
• Get Personalized Rates in 2 minutes
• Compare prequalified rates
• Refinance federal, private & ParentPLUS loans

SuperMoney is a free loan offer engine that helps you pick your best match for student loan refinancing.

• Prequalify for multiple loans
• Get personalized rates from leading lenders in minutes
• Refinance private and federal student loans
• Simplify your monthly payments

Save thousands by refinancing your federal and private student loans with LendKey’s network of banks and credit unions.

• Rates as low as 1.90% variable APR
• 5,7,10,15 and 20-year terms available
• No obligation to accept offers
• No fees or prepayment penalties

ELFI offers a simple online application process paired with guidance from a Loan Advisor who helps every step of the way. Prequalify in minutes!

• Consolidate multiple student loans
• No application or origination fees
• No early payment penalties or fees
• Flexible terms and rates available

With SoFi, you could potentially save money each month by refinancing your student loans, or pay your loans faster!

• No hidden fees
• Consolidate and refinance your federal or private student loans
• Find your rate in two minutes
• SoFi requires a 650 FICO score to apply