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Posted by Beth (MONEY FORUMS: 5, Answers: 2)
Asked on September 15, 2015 9:23 am
In most states, your credit score determines what you pay for insurance as well....
Credit scores determine your creditworthiness and are used when you rent an apartment, apply for a car loan or mortgage, and in some cases a job. Your life is much easier with a good credit score.
You can get away with no credit score. It's not too crazy difficult. But it does make things much harder. Getting a mortgage is usually more expensive and it's pretty tough. Getting a job without a credit score will be slightly more difficult at many employers. Getting an apartment will be much, much more difficult. Credit is a tool that should be used wisely. Avoiding a credit score is unnecessary.