Where can I put my savings in a place that prevents me from dipping into them? On my debit card, the savings and checking accounts honestly end up meaning the same thing since I can always transfer from checking to savings online. How can I really make my savings secure so I only use them for emergencies?

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Posted by Hannah Tishkoff (MONEY FORUMS: 5, Answers: 1)
Asked on December 7, 2015 11:27 am
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Hannah, one suggestion would be to open a savings account with an online only bank (Ally and Capital One come to mind) which you CAN'T access from a debit card. To deposit and withdraw funds from these accounts, you set up an electronic transfer to/from your regular checking account. (you can also download an app to take pictures of checks for deposits as well.)
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Posted by Beth Tallman (MONEY FORUMS: 1, Answers: 61)
Answered: December 7, 2015 2:57 pm
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