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Posted by Chandler Lally (MONEY FORUMS: 2, Answers: 0)
Asked on September 29, 2015 12:13 pm
Credit scores are tricky business. While your partner's credit score will not become your own, it may have long term effects on if you are able to apply for credit like a mortgage or car loan. If you apply for a joint account, lenders will also take a look at your spouse's credit and may devalue you because of that. Be sure to apply for free credit checks yearly to stay up to date on your score and to monitor it for fraud. Monitoring it can also help you make a plan on how to boost their credit while keeping yours as pristine as can be.