What’s the best way to diversify a small portfolio? For example, most college students have a relatively small income and therefore not a large quantity of money to invest. How should we make the most of our money and diversify?

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Posted by Ruby Boyd (MONEY FORUMS: 4, Answers: 0)
Asked on February 28, 2016 8:42 pm
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Ruby – choose a mutual fund. Usually the ones with the lowest minimum investment are the “target date” or “balanced” funds that invest in a mixture of stocks and fixed income investments (bonds) that corresponds to your age/projected retirement date. Since you are young, the fund you would invest in would be largely stock. You can accumulate funds in this account until you have reached the minimum for other funds you might want to invest in instead.

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Posted by Beth Tallman (MONEY FORUMS: 1, Answers: 61)
Answered: March 1, 2016 10:46 am