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Posted by Lily Woodbury (MONEY FORUMS: 6, Answers: 3)
Asked on November 23, 2015 8:39 pm
44% of American households have individual life insurance policies, but many feel they probably should have more coverage. There are two basic types of life insurance. If you stop paying term life insurance, the coverage ends. The other types - universal and whole life - may have some cash value you could access, but if you stop paying the premiums, the insurance itself would stop.