Home » MONEY FORUMS » Student Loans » There are many economists who speculate on the economic policies of the Federal Reserve. Some believe that the Fed will continue to increase the interest rate. Others say that the interests rate may continue its decline until it becomes negative. Is it more likely that the US’s interest rate will rise or fall? If we do experience negative interest rates in the future what kind of affect will that have on student loan debt? If interest rates do become negative how will that affect the Government Debt of the United States?