Is there any correlation between whether a health insurance company is an HMO or PPO, and the general quality of care? I do remember my family being part of an HMO (Kaiser Permanente Mid-Atlantic) in the mid-late 2000s, and I remember it seeming very bureaucratic and the in-network doctors being kind of hit or miss a lot of the time for more specialized needs, but that might just be my vague personal experience.

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Posted by James Catterall (MONEY FORUMS: 4, Answers: 1)
Asked on March 1, 2016 10:17 pm
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In my/my family’s experience, a PPO tends to promote a higher quality of care. With an HMO you have to visit a physician within your network, and you have to go through your primary care physician to see any kind of specialist, which can be time-consuming or complicated, especially if you have any sort of special health circumstances.

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Posted by Emily Morgan (MONEY FORUMS: 4, Answers: 3)
Answered: March 9, 2016 1:21 pm