If I want to get a pet (one that requires a significant level of investment, like a dog or cat) is there a general level of financial stability/income that I should have in order to become a pet owner? Is it irresponsible to get a dog if I don’t necessarily have a constant income or living arrangement? I could always just get a goldfish…

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Posted by Abby Londa (MONEY FORUMS: 4, Answers: 0)
Asked on March 1, 2016 4:17 pm
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I just adopted two kittens and they have cost me a fortune because they were both very sick when I got them. I had saved up a lot of money before I got them though and that saved me. I do think you need to have a good living situation and a savings account just for your pets. If you get a pet you are responsible for taking care of them. I had to sacrifice some of my spending money to take care of my kittens and it’s been totally worth it!

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Posted by Eva Baker (MONEY FORUMS: 0, Answers: 14)
Answered: March 9, 2016 11:46 am
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Are you looking to adopt a puppy or a kitten, or an older animal? The younger they are, the more it will cost to adopt and provide for them. Young kittens and puppies tend to get into things which will end up costing you extra money i.e. chewing up shoes or an emergency vet trip because they ate something they weren’t supposed to. Also, obviously the younger they are the longer they will be around which means the longer you will have to spend money providing for them.

If you end up adopting an animal and realize it’s too much money and have to release it back into a shelter, keep in mind this animal not only lost his friend but is now also older and it’s much harder for older animals to become adopted than young ones.

Taking care of a pet is cheaper than raising a child, but they definitely still cost money. Having a constant living arrangement is pretty important as well, especially for a dog. They need more space to run around and play versus a cat who tends to sleep most of the day.

If you think you can provide a good, loving home and believe you have enough to keep it clean and fed (and the occasional vet bill) then go ahead and adopt because there are tons of animals who need a good home. If not, let someone else who is financially stable adopt instead. It would be sad for both you and your pet if you ended up having to give him up.

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Posted by Natasha Cornelius (MONEY FORUMS: 0, Answers: 9)
Answered: March 1, 2016 5:40 pm