Home » MONEY FORUMS » Technology » I know ‘mobile banking’ is becoming very popular, and that many of the online only banks are being rated as the most beneficial accounts to have. Are banks with physical locations in any way ‘safer’ than online only banks? I feel like I should get one of the recommended online only banks, but (and this may be just me being irrational, who knows) I am hesitant because it feels unnatural to me to, for example, ‘deposit’ a check via a picture. I guess I fear that technology is not the most secure thing, and businesses or other sites/accounts have the ability to get hacked. So my question boils down to: 1) Am I simply being irrational and ‘behind the times’? 2) Are there any differences in the ‘security’ of a brick and mortar account vs. an online only account?