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Posted by Aiury Cavallo (MONEY FORUMS: 5, Answers: 0)
Asked on November 8, 2015 9:00 pm
Aiury, given that credit card companies do not hold you liable for fraudulent use of your card (at most, $50), credit card companies usually detect suspicious use (and deny even valid charges) before you or any credit monitoring service probably would figure it out. One sure fire thing you could do (and you can certainly do this with your debit card) is to sign up with your bank or credit card companies for (text) alerts whenever your card is used for a transaction over a certain value. You can set that value very low to be alerted whenever it is used. In my opinion, and others may disagree, but credit monitoring services only real value might be the services they provide if you in fact are the victim of full-fledged identity theft, and this is something you would have to shop around for and compare.
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