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Grace, you can switch banks now. There should be no fees, but you may need to show up in person to actually close the account. You can choose an online only bank and make the conversion before you leave Oberlin. You can try http://www.findabetterbank.com to see which banks (including online banks) might best meet your needs and cost you the least. Once you start a job, be sure to set up direct deposit for your paychecks. This SHOULD get you a free checking account. Marked as spam
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