Get a free, instant term life insurance quote.
Lantern offers term life insurance made easy.

Apply online in about 10 minutes by answering some simple questions. It’s that easy.
Rates start as low as $11 a month. Once approved, just sign, pay and you’re covered.
It can feel good knowing you’ve taken an important step to help protect your family’s financial future.
Lantern helps you protect what matters most.

Mortgage or rent payments

Tuition, school fees, etc.

Vehicles, family vacations, and more

Pre-school, sitters, or summer camps
Find the right coverage at the just-right price.
Rates shown based on a healthy, non-smoking, 35-yr old woman.
Quote reflected is an example. Your actual premium will be determined by underwriting review.
How much life insurance do I need?

Families everywhere trust Lantern.
Simple online application for fast, affordable coverage
30-day free-look period
Part of Sammons® Financial Group — member companies have been protecting families for over a century
Got questions?
You're not alone. We get questions all the time.
Term life insurance is cheaper than whole life insurance. It provides coverage for a specific length of time (this is called a “term”) at a level premium (meaning the price doesn’t change) throughout the life of the policy. Whole life insurance covers you for life as long as you pay the premium, and includes a cash value component. Because the death benefit is guaranteed for your life, whole life is more expensive than term insurance.
To start a quote, simply click here. We’ve created a simple, online quote tool where you can get started. Enter your gender, birthdate, height, weight, and state of residence, to receive an estimate. If you like what you see, you can continue to apply.
As fast as 5 minutes! We’ve worked hard to make the application process quick and seamless so apply today.
Of course! We have Customer Care Advisors available to assist you with any questions or concerns that you may have. Give us a call at 1-800-835-8803, M-F 8am-5pm CT.
Get coverage today, if approved.
It really is that easy.
