I'm a 20-something-year-old professional who became interested in personal finance after graduating college debt-free and reading blogs to learn about money management. I now specialize in writing about ways to save money, make money, build credit, and invest. You can find my work on websites such as Seventeen Magazine, the Credit Solution Program, and Dough Roller. When I'm not freelancing, I'm writing about personal finance and personal development on my own website, the Rich and Happy Blog.